Credit Risk Officer ENG / FR 100% (m / f)

• Credit Risk Department
• Trade Finance

About Our Client ##

Our client is an established international financial institution with a strong focus on risk management, governance, and credit quality. The organization operates in a dynamic environment and is committed to maintaining robust credit processes while supporting business growth through prudent risk assessment and portfolio management.

Job Description ##

• Performing comprehensive reviews of credit applications and assess the creditworthiness of corporate counterparties;
• Conducting detailed financial analysis using audited and management accounts and identifying key risk indicators;
• Preparing high-quality credit memoranda and recommendations for approval committees;
• Presenting financial assessments and risk findings to decision-making bodies ;
• Reviewing and monitoring compliance with approved credit terms and conditions;
• Ensuring the adequacy, enforceability, and proper documentation of collateral and security arrangements;
• Monitoring portfolio exposures, financial performance, and credit ratings, escalating potential concerns when required;
• Managing annual reviews, renewals, and ongoing monitoring activities for existing credit facilities;
• Maintaining accurate credit records and ensuring documentation is readily available for internal and external reviews;
• Supporting governance processes, committee reporting, and ad hoc credit-related projects;
• Reporting to the clients and the Management;
• Participation in the day-to-day to the office.

The Successful Applicant ##

• Graduated from a Degree in Finance, Economics, Accounting, Business Administration, or a related field;
• 3 to 7 years of proven similar experience in credit analysis, credit risk management, corporate banking, or a similar environment in Switzerland ;
• Strong financial statement analysis and risk assessment skills;
• Solid understanding of lending structures, collateral arrangements, and credit documentation;
• Ability to prepare concise and well-supported credit recommendations for senior stakeholders;
• Strong analytical mindset with excellent attention to detail and sound judgement ;
• Effective communication and presentation skills, including the ability to engage with committees and business stakeholders;
• Strong organisational skills with the ability to manage multiple priorities and deadlines;
• Professional proficiency in English and in French; additional languages are an advantage.

What's on Offer ##

Our client offers a 100% permanent contract within a dynamic, international and human-sized working environment. Some remote access could be also possible for some days during the week after the trial period.

Quote job ref

JN-082026-7088962

Job Function

Banking & Financial Services

Specialisation

Credit Analysis & Research

Industry

Financial Services

Where

Geneva

Contract Type

Permanent

Job Reference

JN-082026-7088962

Job Nature

Home Office